Despite all the time we spend setting goals and making plans, setbacks can happen to anyone at anytime. Don’t give up on your goals. For example, you have the goal to save $1500 by the end of the year. But you unexpectedly lost your job and used your saving to pay your bills. Your savings are now at $250 and it’s November and its Christmas season.

  What do you do? You dust your shoulders and continue to save. Don’t get me wrong it can be disheartening. But don’t get discouraged. No matter what comes your way. Remember as long as there is breath in your body there is time to reach your goals. You might miss your mark, but try to make up for it time you get on your feet.

  With Christmas season here, this is not an okay to deep into your savings account to buy presents. Some setbacks are unavoidable and your savings will be needed, so don’t use your money unless you have to.

Contact Shavon at SMagee@b-now.com